A Message from Liberty Mutual Insurance
Auto & Home Insurance That Give You Peace of Mind
Liberty Mutual has partnered with HSLDA to offer members exclusive savings on auto and home insurance.* Along with quality coverage, expert advice, and personalized service, you could also enjoy our valuable and unique benefits, such as Better Car Replacement™, Accident Forgiveness, Home Protector Plus™, and our Multi-Policy Discount. Helping people live safer, more secure lives for more than 100 years, Liberty Mutual is a company you can trust.
Better Car Replacement™: A Better Policy for a Better Car
At Liberty Mutual, we don't believe an accident has to slow you down. With our exclusive Better Car Replacement coverage, if your car is totaled, we'll give you the money for a car one-model-year newer with 15,000 fewer miles on it.** For example, if you have a 2013 vehicle with 35,000 miles on it, we'll give you the money for a 2014 model with 20,000 miles on it. This unique coverage provides you peace of mind to help you get back on track—and moving ahead.
Lifetime Repair Guarantee: Give Your Car Some Peace of Mind
Liberty Mutual Insurance holds our approved repair shops to the highest standards. That's why, if you choose one of them to fix your car, you'll receive a Lifetime Repair Guarantee.*** We'll even make the arrangements.
Home Protector Plus™: Peace of Mind That Makes a House a Home
At Liberty Mutual Insurance, we understand that a home is more than a physical structure. That's why we offer Home Protector Plus™, enhanced coverage to protect your home—and what's inside. It provides you with the full replacement cost of your belongings and additional living expenses while your home is being repaired.****
Renters Insurance: Spend a Little. Protect a Lot
If you rent your apartment, house, or condo, you probably need insurance. Remember, your landlord isn't responsible for your belongings, or if you need to find another place to live, or any personal liability you may face if someone is injured in your home. Renters Insurance covers your valuables—such as TV, laptop, and cell phone—for theft or damage at home, in your car or on the go.
Request discount instructions in the box above to get a free quote.
Barbara K. - "I was really pleased to see the partnership with Liberty. I have been a customer of Liberty Mutual since 1970 and my father used to work for them. When I called Liberty to find out what kind of discount we could get, they told us we would 10% off our car insurance and 5% off our homeowner's insurance. What we will save is more than double what it costs to join HSLDA. With one child getting his driver's license this year, the savings will be a real blessing! Thanks so much!"
Geoffrey & Bethany M. - "We've been a Liberty Mutual customer for over 12 years. We called and asked about our HSLDA member discount and they lowered our premium by approx $85 per year.... coincidentally the same amount as our HSLDA annual membership fee. Thought you'd want to know!!"
*Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
**Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.
***Loss must be covered by your policy. Not available in AK.
****Home Protector Plus is an optional coverage. Subject to applicable deductible, policy terms, and conditions. Not available in all states.